Ontario · 2026 figures

What will your Ontario short-term rental actually earn?

Most calculators show gross revenue and stop. This one keeps going — into your municipality's accommodation tax and night limits, the local rules that quietly change what you take home. Pick where your rental is to begin.

60%
Estimated take-home, per year
$0
about $0 / month after tax and costs
Booked nights / year0
Gross rental revenue$0
MAT collected*$0
Running costs$0
Annual licence / registration$0
Your estimated take-home$0
Heads up
You're within the limits

The earnings are the easy part. Staying licensed is the part people lose sleep over.

Every Ontario municipality runs its own rules — different tax rates, renewal dates, and limits. Miss a renewal and you can lose your licence and your bookings.

HostComply watches all of it for you, tuned to your municipality's rules. That's the whole product — boring, quiet, and the reason you don't get fined.

Join the early list. No charge while we're in beta — we'll email you when your tracker is ready.

Questions Ontario hosts actually ask

Why does the tax change when I switch municipalities?

There's no single Ontario rate. Each city or township sets its own Municipal Accommodation Tax — Toronto is temporarily 8.5%, Ottawa is 6%, and several cottage-country municipalities sit around 4%. The calculator pulls the rate for wherever your rental actually is.

Do all municipalities have a night limit?

No. Toronto caps entire-home rentals at 180 nights a year. Muskoka Lakes instead restricts waterfront properties to one rental group every six nights in summer plus a week off each month. Others have no night cap at all, just guest limits. The tool reflects your municipality's specific rule.

Can I rent a cottage or second property?

It depends entirely on where it is. Toronto only allows short-term rental of your principal residence. Cottage-country municipalities like Muskoka Lakes, Prince Edward County, and Blue Mountains license non-principal properties — which is exactly why the cottage market exists. Pick your municipality to see which applies.